Terms & Conditions

1. Introduction and Acceptance

Welcome to Dazenta ("we," "our," "us," or "Company"). These Terms and Conditions ("Terms") govern your access to and use of the website dazenta.com (the "Website"), including all content, features, and services offered through the Website.

Legal Entity: Dazenta is registered in Spain with Registration Number 79248057, with registered address at 93 / 1 Swift Circus North Korey, NT 2964, Spain.

2. Description of Services

Dazenta provides educational information and resources related to financial stress, emotional wellbeing, and their interconnection. Our services include:

• Educational Content: Articles, blog posts, and informational resources about financial stress and wellbeing
• Assessment Tools: Self-assessment quizzes and questionnaires (non-diagnostic, educational purposes only)
• Resource Library: Collection of educational materials and practical guidance
• Community Engagement: Opportunities to connect with educational content and resources

2.1 Nature of Services

Our services are provided for educational and informational purposes only. We do not provide:

• Medical advice, diagnosis, or treatment
• Financial planning or investment advice
• Professional counseling or therapy services
• Legal or tax advice

3. Eligibility and User Requirements

3.1 Age Requirements

You must be at least 16 years old to use our Website. By using the Website, you represent and warrant that you meet this age requirement.

3.2 Account Accuracy

If you create an account or provide information through our Website, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Educational Disclaimer and Limitations

4.1 Quiz and Assessment Results

Quiz and assessment results provided through our Website:

• Are for educational and informational purposes only
• Do not constitute professional diagnosis or evaluation
• Should not be relied upon for making health or financial decisions
• Are based on self-reported information and may not be accurate
• Cannot replace professional assessment or consultation

4.2 Emergency Situations

If you are experiencing a medical emergency or mental health crisis, immediately contact emergency services (112 in Spain) or go to the nearest emergency room. Do not rely on information from this Website in emergency situations.

5. Intellectual Property Rights

5.1 Our Content

All content on the Website, including but not limited to text, graphics, logos, images, videos, software, and compilations, is the property of Dazenta or its content suppliers and is protected by Spanish and international copyright, trademark, and other intellectual property laws.

5.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to:

• Access and use the Website for personal, non-commercial purposes
• View and download content for personal, educational use

You may not:

• Modify, copy, distribute, transmit, display, reproduce, publish, license, or create derivative works from Website content
• Use Website content for commercial purposes without our written permission
• Remove any copyright, trademark, or other proprietary notices
• Use automated systems (bots, scrapers) to access the Website

5.3 Trademarks

Dazenta and our logo are trademarks of Dazenta. Other trademarks, service marks, and trade names appearing on the Website are the property of their respective owners. You may not use any trademarks without prior written permission from the trademark owner.

6. User Conduct and Prohibited Activities

When using our Website, you agree not to:

• Violate any applicable local, national, or international law or regulation
• Infringe upon the intellectual property rights of others
• Transmit any harmful, threatening, abusive, defamatory, or otherwise objectionable material
• Impersonate any person or entity or falsely represent your affiliation
• Interfere with or disrupt the Website or servers or networks connected to the Website
• Attempt to gain unauthorized access to any part of the Website
• Upload or transmit viruses, malware, or any other malicious code
• Collect or harvest personal information about other users
• Use the Website for any fraudulent or unlawful purpose
• Engage in any activity that could harm minors

7. Advertising and Sponsored Content

7.1 Advertising Disclosure

This Website displays advertisements and may feature sponsored content. We clearly label sponsored content and maintain editorial independence. The presence of advertising does not constitute endorsement of any product or service.

7.2 Third-Party Advertisers

We use third-party advertising services, including Google Ads and Facebook Ads. These services may collect information about your visits to our Website and other websites to provide advertisements about goods and services of interest to you.

We are not responsible for the content, accuracy, or practices of third-party advertisers. Your interactions with advertisers are solely between you and the advertiser.

7.3 Affiliate Relationships

We may participate in affiliate marketing programs. When you click on certain links and make purchases, we may receive a commission. This does not increase your cost and does not influence our editorial content or recommendations.

8. Links to Third-Party Websites

Our Website may contain links to third-party websites or resources. These links are provided for your convenience only. We do not control, endorse, or assume responsibility for:

• The content, privacy policies, or practices of third-party websites
• Any products or services offered by third parties
• The accuracy or reliability of information on third-party websites

Your use of third-party websites is at your own risk and subject to the terms and conditions of those websites.

9. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Website, you consent to our Privacy Policy and our use of cookies and similar technologies as described in the Privacy Policy.

Key points:

• We comply with GDPR and Spanish data protection laws
• We collect and process data as described in our Privacy Policy
• You have rights regarding your personal data (access, rectification, erasure, etc.)
• We use cookies and tracking technologies (with your consent where required)

For full details, please review our Privacy Policy.

10. Disclaimers and Limitation of Liability

10.1 "As Is" and "As Available" Basis

THE WEBSITE AND ALL CONTENT, SERVICES, AND FEATURES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Implied warranties of merchantability and fitness for a particular purpose
• Warranties regarding accuracy, reliability, or completeness of content
• Warranties that the Website will be uninterrupted, secure, or error-free
• Warranties regarding results obtained from use of the Website

10.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, DAZENTA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

• Loss of profits, data, or use
• Loss of business opportunities
• Personal injury or property damage
• Costs of procurement of substitute services

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if we have been advised of the possibility of such damages.

10.3 Maximum Liability Cap

In no event shall our total aggregate liability to you for all damages, losses, and causes of action (whether in contract, tort, including negligence, or otherwise) exceed the amount you have paid us in the twelve (12) months preceding the claim, or €100 (one hundred euros), whichever is greater.

10.4 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain types of damages. If these laws apply to you, some or all of the above disclaimers, exclusions, or limitations may not apply, and you may have additional rights.

11. Indemnification

You agree to indemnify, defend, and hold harmless Dazenta and its officers, directors, employees, agents, affiliates, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use or misuse of the Website
• Your violation of these Terms
• Your violation of any rights of another party
• Your violation of any applicable laws or regulations
• Any content or information you submit through the Website

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you will cooperate with us in asserting any available defenses.

12. Modification and Termination

12.1 Modifications to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will:

• Update the "Last Updated" date at the top of these Terms
• Provide notice of material changes through the Website or by email
• Give you an opportunity to review the changes before they take effect

Your continued use of the Website after changes take effect constitutes acceptance of the modified Terms. If you do not agree with the changes, you must stop using the Website.

12.2 Modifications to Website

We may modify, suspend, or discontinue any aspect of the Website at any time, including content, features, or availability, without notice or liability.

12.3 Termination

We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms
• Fraudulent, abusive, or illegal activity
• Extended periods of inactivity
• Technical or security reasons

Upon termination, your right to use the Website will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Geographic Restrictions and Governing Law

13.1 Geographic Scope

The Website is operated from Spain and intended primarily for users in Spain and the European Economic Area. We make no representation that content or services are appropriate or available for use in other locations.

If you access the Website from outside Spain, you do so at your own risk and are responsible for compliance with local laws.

13.2 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Spain, without regard to its conflict of law provisions.

13.3 Dispute Resolution

Any dispute arising from or relating to these Terms or the Website shall be subject to the exclusive jurisdiction of the courts of Spain.

For consumer disputes, you may also have the right to use alternative dispute resolution mechanisms, including the European Online Dispute Resolution platform: ec.europa.eu/consumers/odr

14. Severability and Waiver

14.1 Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

14.2 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

15. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Dazenta regarding the use of the Website and supersede all prior or contemporaneous understandings and agreements, whether written or oral.

16. Assignment

You may not assign or transfer these Terms or your rights hereunder, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice or consent. Any attempted assignment in violation of this section shall be void.

17. Language

These Terms are drafted in English. If these Terms are translated into other languages, the English version shall prevail in case of any inconsistency or discrepancy.

18. Contact Information

19. Acknowledgment

BY USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THIS WEBSITE.